:root {
  --navy:#0d3b8e;
  --navy-dark:#062b6f;
  --teal:#28d3b2;
  --cyan:#1da6ff;
  --bg:#f4f7fb;
  --card:#ffffff;
  --text:#15284c;
  --muted:#5c6f91;
  --line:#e5ecf5;
  --shadow:0 16px 40px rgba(12,38,88,.08);
  --radius-xl:28px;
  --radius-lg:22px;
  --radius-md:18px;
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;font-family:'Inter',system-ui,sans-serif;background:var(--bg);color:var(--text);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
a{text-decoration:none;color:inherit} img{display:block;max-width:100%} button,input{font:inherit}
.container{width:min(1180px,calc(100% - 40px));margin:0 auto}
.site-header{position:sticky;top:0;background:rgba(255,255,255,.92);backdrop-filter:blur(14px);z-index:50;border-bottom:1px solid rgba(229,236,245,.85)}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;min-height:78px;gap:20px}.brand img{width:208px}
.site-nav{display:flex;gap:28px;align-items:center;font-weight:700;color:#2c3e63;font-size:1rem}.site-nav a{line-height:1.2}.site-nav a:hover{color:var(--navy)}
.support-btn{padding:14px 20px;border-radius:16px;background:linear-gradient(135deg,#2585ff,#1463ec);color:#fff;font-weight:700;box-shadow:0 10px 24px rgba(37,133,255,.24);font-size:.98rem}
.menu-toggle{display:none;width:46px;height:46px;border-radius:14px;border:1px solid var(--line);background:#fff;align-items:center;justify-content:center;flex-direction:column;gap:5px}.menu-toggle span{width:18px;height:2px;background:var(--navy);border-radius:99px}
.hero-section{padding:0;overflow:hidden;background:linear-gradient(90deg,#0a3788 0%,#08357f 49%,#f2f5fa 49%,#f2f5fa 100%)}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.02fr) minmax(0,.98fr);align-items:stretch;gap:0;min-height:650px}
.hero-copy{padding:72px 42px 56px 6px;color:#fff;display:flex;flex-direction:column;justify-content:center}.hero-pill{display:inline-flex;padding:11px 18px;border-radius:999px;background:rgba(44,211,178,.14);color:#4fe4ca;font-weight:800;font-size:.95rem;margin-bottom:18px;width:max-content}
.hero-copy h1{font-size:clamp(2.55rem,4.85vw,4.55rem);line-height:1.05;letter-spacing:-.04em;margin:0 0 18px;color:#fff;max-width:640px}.hero-copy h1 span{display:block;color:#4ae2c4}.hero-copy p{font-size:1.1rem;line-height:1.85;color:#e4eeff;max-width:600px;margin:0 0 28px}
.hero-tags{display:flex;gap:22px;flex-wrap:wrap;margin-bottom:24px}.hero-tags span{position:relative;padding-left:22px;color:#eff5ff;font-weight:600;font-size:1rem}.hero-tags span:before{content:'✓';position:absolute;left:0;top:0;color:#3be0b6;font-weight:900}
.summary-panel{display:grid;grid-template-columns:1fr 1fr;gap:0;background:#fff;border-radius:22px;padding:24px 26px;color:var(--text);box-shadow:var(--shadow);max-width:560px}.summary-panel>div{display:flex;flex-direction:column;gap:6px}.summary-panel>div+div{border-left:1px solid var(--line);padding-left:26px}.summary-panel small{color:#6a7ea2;font-size:.95rem}.summary-panel strong{font-size:2rem;color:#14346e;line-height:1.18}.summary-panel span{color:#677a9b;font-size:.96rem;line-height:1.6}
.secure-line{display:flex;gap:14px;align-items:center;margin-top:20px}.secure-line img{width:42px;height:42px}.secure-line strong{display:block;color:#48e3bf;text-transform:uppercase;font-size:1rem}.secure-line span{color:#dce8ff;font-size:.96rem}
.hero-visual{position:relative;display:flex;align-items:center;justify-content:center;min-height:650px;background:#eef2f7;padding:34px 28px 34px 42px;overflow:hidden}
.hero-photo-wrap{position:relative;width:100%;max-width:560px;min-height:560px;border-radius:36px;overflow:hidden;background:linear-gradient(180deg,#eff3f9 0%,#edf1f6 100%);box-shadow:0 24px 50px rgba(20,40,80,.08);display:flex;align-items:flex-end;justify-content:center}
.shape-blur{position:absolute;left:32px;top:0;width:250px;height:180px;border-radius:0 0 120px 120px;background:#d9e4f8;z-index:0}
.hero-photo{position:relative;left:auto;bottom:auto;transform:none;width:min(460px,92%);height:auto;z-index:1;max-width:none}
.benefit-stack,.privacy-banner{display:none}
.feature-strip{padding:0 0 26px}.feature-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:0;background:#fff;border-radius:0 0 28px 28px;box-shadow:var(--shadow);overflow:hidden}.feature-item{padding:34px 22px 30px;text-align:center;border-right:1px solid var(--line)}.feature-item:last-child{border-right:none}.feature-item img{width:62px;height:62px;margin:0 auto 16px}.feature-item h3{margin:0 0 10px;font-size:1.24rem;color:#1a2f59;line-height:1.35}.feature-item p{margin:0;color:#5f7294;line-height:1.75;font-size:.98rem}
.how-calc-section{padding:28px 0 24px}.two-col-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.how-card,.calc-card{background:#fff;border-radius:26px;box-shadow:var(--shadow)}.how-card{padding:28px 28px 18px;background:linear-gradient(135deg,#f7fbff,#eef4fd)}.how-card h2,.calc-head h2,.why-copy h2,.responsible-main h2{font-size:2rem;color:#18315f;margin:0 0 8px}.timeline-list{display:grid;gap:18px;margin-top:18px}.timeline-item{display:grid;grid-template-columns:44px 1fr;gap:16px;align-items:start}.num{width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:#2d7cff;color:#fff;font-weight:800;margin-top:3px}.timeline-item strong{display:block;color:#19305c;font-size:1.08rem;margin-bottom:6px;line-height:1.4}.timeline-item p{margin:0;color:#667998;line-height:1.75;font-size:.98rem}
.man-panel{display:grid;grid-template-columns:1fr auto;align-items:end;gap:18px;margin-top:8px;min-height:260px}.man-photo{width:240px;align-self:end;justify-self:center}.trust-chip{background:#fff;border-radius:20px;padding:18px 20px;box-shadow:0 12px 30px rgba(25,35,64,.09);min-width:220px}.trust-top{display:flex;gap:12px;align-items:center}.trust-top img{width:44px;height:44px}.trust-top strong{display:block;color:#163568;font-size:2rem}.trust-top span{display:block;color:#657997;font-size:.95rem}.rating-line{margin-top:12px;color:#f3a211;font-weight:700}.rating-line span{color:#18315f;margin-left:10px}
.calc-card{overflow:hidden}.calc-head{padding:24px 26px;background:linear-gradient(135deg,#184cb4,#0e3f96);color:#fff}.calc-head h2{color:#fff;margin:0 0 8px}.calc-head p{margin:0;color:#dbe7ff;line-height:1.65;font-size:.98rem}.calc-content{padding:26px}.calc-group+.calc-group{margin-top:24px}.calc-row-head{display:flex;justify-content:space-between;gap:14px;margin-bottom:12px}.calc-row-head span{color:#536889;font-weight:600;font-size:.98rem}.calc-row-head strong{color:#14346f;font-size:2rem;line-height:1.2}input[type=range]{width:100%;accent-color:#28d3b2}.range-meta{display:flex;justify-content:space-between;color:#6f809d;font-size:.92rem;margin-top:8px}.repay-grid{display:grid;grid-template-columns:1fr 1fr;gap:0;margin-top:22px;border:1px solid var(--line);border-radius:16px;overflow:hidden}.repay-grid>div{padding:18px;background:#fbfdff}.repay-grid>div:nth-child(1),.repay-grid>div:nth-child(2){border-bottom:1px solid var(--line)}.repay-grid>div:nth-child(odd){border-right:1px solid var(--line)}.repay-grid span{display:block;color:#637593;font-size:.95rem;margin-bottom:8px;line-height:1.45}.repay-grid strong{color:#14346e;font-size:1.85rem;line-height:1.25}.repay-grid>div:nth-child(2) strong,.repay-grid>div:nth-child(3) strong{font-size:1.3rem}.terms-note{text-align:center;margin-top:18px;color:#667998}.terms-note a{color:#1463ec;font-weight:700}
.why-section{padding:20px 0 22px}.why-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:18px}.why-copy,.why-cards{background:transparent}.why-copy{padding:12px 10px}.why-copy p{margin:0 0 18px;color:#5f7294;line-height:1.85;font-size:1.06rem;max-width:540px}.commitment-line{display:flex;gap:12px;align-items:center;margin-bottom:18px}.commitment-line img{width:34px;height:34px}.commitment-line strong{color:#17305d;line-height:1.5}.group-photo-wrap{padding-top:10px}.group-photo-wrap img{width:320px;max-width:100%}
.why-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.mini-card{background:#fff;border-radius:22px;box-shadow:var(--shadow);padding:30px 22px;text-align:center}.mini-card img{width:62px;height:62px;margin:0 auto 16px}.mini-card h3{margin:0 0 12px;color:#1c315e;font-size:1.18rem;line-height:1.4}.mini-card p{margin:0;color:#627391;line-height:1.75;font-size:.97rem}
.responsible-strip{padding:10px 0 42px}.responsible-grid{background:#fff;border:1px solid #d7e8de;border-radius:24px;box-shadow:var(--shadow);padding:24px 26px;display:grid;grid-template-columns:1.2fr .8fr;gap:24px}.responsible-main{display:grid;grid-template-columns:76px 1fr;gap:18px;align-items:start}.responsible-main img{width:74px;height:74px}.responsible-main p{margin:0;color:#516683;line-height:1.82;font-size:1rem}.responsible-points{display:grid;grid-template-columns:repeat(3,1fr);gap:0}.point{display:flex;gap:12px;align-items:center;justify-content:center;padding:14px 16px;border-left:1px solid var(--line)}.point img{width:42px;height:42px}.point span{color:#19305d;font-weight:700;line-height:1.55;font-size:.96rem}
.site-footer{background:#fff;border-top:1px solid var(--line);padding:34px 0 22px}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr 1fr 1fr;gap:22px}.footer-brand img{width:208px;margin-bottom:14px}.site-footer h4{margin:0 0 14px;color:#18315f}.site-footer a,.site-footer p{display:block;margin:10px 0;color:#5d7092;line-height:1.8;font-size:.97rem}.footer-bottom{display:flex;justify-content:space-between;gap:16px;border-top:1px solid var(--line);margin-top:24px;padding-top:18px;color:#6b7d99}
.inner-body{background:linear-gradient(180deg,#f2f6fb,#edf3fb)} .inner-page{padding:36px 0 56px}.inner-card{background:#fff;border-radius:28px;box-shadow:var(--shadow);padding:38px}.inner-card h1{font-size:2.6rem;color:#16315f;margin:0 0 18px}.inner-card h2{font-size:1.35rem;color:#16315f;margin-top:28px}.inner-card p{color:#627391;line-height:1.9;font-size:1rem}.inner-nav{display:flex}

@media (max-width: 1080px){
  .hero-grid,.two-col-grid,.why-grid,.responsible-grid,.footer-grid{grid-template-columns:1fr}
  .hero-section{background:linear-gradient(180deg,#0a3788 0%,#08357f 55%,#f2f5fa 55%,#f2f5fa 100%)}
  .hero-grid{min-height:auto}
  .hero-copy{padding:58px 8px 36px}
  .hero-visual{min-height:auto;padding:20px 8px 28px;background:transparent}
  .hero-photo-wrap{max-width:640px;min-height:520px}
  .hero-photo{width:min(430px,82%)}
  .feature-grid{grid-template-columns:repeat(3,1fr)}
  .why-cards{grid-template-columns:repeat(2,1fr)}
  .responsible-points{grid-template-columns:1fr}
  .point{justify-content:flex-start;border-left:none;border-top:1px solid var(--line)}
}
@media (max-width: 820px){
  .container{width:min(100% - 28px,1180px)}
  .menu-toggle{display:flex}
  .site-nav{display:none;position:absolute;top:72px;left:14px;right:14px;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);padding:16px;flex-direction:column;align-items:flex-start;gap:16px}
  .site-nav.open{display:flex}
  .support-btn{display:none}
  .hero-copy{padding:34px 0 24px}
  .hero-copy h1{font-size:2.72rem}
  .summary-panel{grid-template-columns:1fr;gap:18px}
  .summary-panel>div+div{border-left:none;padding-left:0;border-top:1px solid var(--line);padding-top:18px}
  .hero-visual{padding:0 0 24px}
  .hero-photo-wrap{min-height:420px;border-radius:28px}
  .shape-blur{left:20px;top:0;width:210px;height:155px}
  .hero-photo{width:min(350px,78%)}
  .feature-grid{grid-template-columns:1fr 1fr;border-radius:24px}
  .how-card,.calc-card,.mini-card{padding-left:20px;padding-right:20px}
  .man-panel{grid-template-columns:1fr}
  .man-photo{justify-self:center}
  .trust-chip{justify-self:center}
  .why-cards{grid-template-columns:1fr 1fr}
  .footer-bottom{flex-direction:column}
}
@media (max-width: 560px){
  .brand img{width:170px}
  .hero-copy h1{font-size:2.15rem}
  .hero-copy p{font-size:1rem}
  .hero-tags{gap:14px 18px}
  .hero-photo-wrap{min-height:360px}
  .hero-photo{width:min(300px,80%)}
  .feature-grid,.why-cards{grid-template-columns:1fr}
  .feature-item{border-right:none;border-bottom:1px solid var(--line)}
  .feature-item:last-child{border-bottom:none}
  .two-col-grid{gap:16px}
  .how-card h2,.calc-head h2,.why-copy h2,.responsible-main h2{font-size:1.65rem}
  .calc-row-head strong{font-size:1.5rem}
  .repay-grid{grid-template-columns:1fr}
  .repay-grid>div{border-right:none !important}
  .repay-grid>div:not(:last-child){border-bottom:1px solid var(--line)}
  .responsible-main{grid-template-columns:1fr;text-align:left}
  .inner-card{padding:24px}
  .inner-card h1{font-size:2rem}
}
.hero-copy h1,.how-card h2,.calc-head h2,.why-copy h2,.responsible-main h2,.inner-card h1{letter-spacing:-0.03em}
.site-footer h4{font-size:1.02rem}
.footer-brand p{max-width:360px}
@media (max-width: 820px){.brand img{width:186px}.hero-copy p{font-size:1.04rem;line-height:1.8}.feature-item p,.timeline-item p,.mini-card p,.site-footer p{font-size:.96rem}.inner-card{padding:28px}}
@media (max-width: 560px){.brand img{width:164px}.hero-copy p{font-size:1rem}.feature-item h3,.mini-card h3{font-size:1.12rem}.inner-card{padding:22px}}


/* Final refinement additions */
.section-intro{margin-bottom:22px}
.section-intro.center-intro{text-align:center;max-width:760px;margin:0 auto 28px}
.section-intro.left-intro{max-width:560px}
.section-intro.compact-intro{margin-bottom:18px}
.section-badge{display:inline-flex;align-items:center;padding:9px 14px;border-radius:999px;background:#ebf3ff;color:#1d5fcc;font-size:.8rem;font-weight:800;letter-spacing:.04em;text-transform:uppercase;margin-bottom:12px}
.section-intro h2{font-size:2.1rem;line-height:1.15;color:#17305d;margin:0 0 12px;letter-spacing:-0.03em}
.section-intro p{margin:0;color:#607392;line-height:1.8;font-size:1rem}

.requirements-section{padding:20px 0 26px}
.requirements-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.requirement-card{background:#fff;border-radius:22px;box-shadow:var(--shadow);padding:26px 22px}
.requirement-card img{width:56px;height:56px;margin-bottom:16px}
.requirement-card h3{margin:0 0 10px;color:#18305d;font-size:1.15rem;line-height:1.35}
.requirement-card p{margin:0;color:#617392;line-height:1.75;font-size:.97rem}

.faq-section{padding:24px 0}
.faq-layout-final{display:grid;grid-template-columns:.9fr 1.1fr;gap:18px}
.faq-copy-final{background:linear-gradient(135deg,#f7fbff,#eef4fd);border-radius:26px;box-shadow:var(--shadow);padding:28px}
.faq-note-card{display:flex;align-items:flex-start;gap:14px;background:#fff;border-radius:18px;padding:18px 18px 16px;margin-top:18px;box-shadow:0 12px 28px rgba(20,40,80,.06)}
.faq-note-card img{width:46px;height:46px}.faq-note-card strong{display:block;color:#18305d;margin-bottom:6px;font-size:1rem}.faq-note-card p{margin:0;color:#607392;line-height:1.7;font-size:.96rem}
.faq-list-final{display:grid;gap:14px}
.faq-list-final details{background:#fff;border-radius:20px;box-shadow:var(--shadow);padding:0 22px}
.faq-list-final summary{list-style:none;cursor:pointer;padding:20px 0;position:relative;font-weight:700;color:#18305d;font-size:1.04rem;line-height:1.4}
.faq-list-final summary::-webkit-details-marker{display:none}
.faq-list-final summary::after{content:'+';position:absolute;right:0;top:50%;transform:translateY(-50%);font-size:1.3rem;color:#1d67df}
.faq-list-final details[open] summary::after{content:'–'}
.faq-list-final p{margin:0;padding:0 0 18px;color:#627391;line-height:1.75;font-size:.97rem}

.support-section{padding:8px 0 42px}
.support-panel-final{display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;background:linear-gradient(135deg,#0e4ab3,#0d3b8e 58%,#165fc7);border-radius:28px;padding:32px;box-shadow:0 22px 44px rgba(13,59,142,.22)}
.support-panel-final .section-badge{background:rgba(255,255,255,.12);color:#dce9ff}
.support-panel-final h2{margin:0 0 12px;color:#fff;font-size:2rem;line-height:1.15;letter-spacing:-0.03em}
.support-panel-final p{margin:0;color:#dbe7ff;line-height:1.8;max-width:620px}
.support-meta-grid{display:grid;grid-template-columns:1fr;gap:12px;min-width:300px}
.support-meta-item{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.14);border-radius:18px;padding:16px 18px}
.support-meta-item strong{display:block;color:#fff;margin-bottom:6px;font-size:.96rem}.support-meta-item span{color:#dce8ff;font-size:.95rem;line-height:1.6}

.inner-hero-card{background:linear-gradient(135deg,#f7fbff,#eef4fd);border-radius:28px;box-shadow:var(--shadow);padding:32px 34px;margin-bottom:18px}
.inner-hero-card h1{font-size:2.6rem;color:#16315f;margin:0 0 12px;letter-spacing:-0.03em}.inner-hero-card p{margin:0;max-width:860px;color:#607392;line-height:1.85}
.inner-content-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.full-span{grid-column:1 / -1}

@media (max-width:1080px){
  .requirements-grid,.faq-layout-final,.inner-content-grid,.support-panel-final{grid-template-columns:1fr 1fr}
  .requirements-grid{grid-template-columns:repeat(2,1fr)}
  .faq-layout-final,.support-panel-final{grid-template-columns:1fr}
  .support-meta-grid{grid-template-columns:repeat(3,1fr);min-width:0}
}
@media (max-width:820px){
  .section-intro h2{font-size:1.9rem}
  .requirements-grid,.inner-content-grid{grid-template-columns:1fr}
  .support-meta-grid{grid-template-columns:1fr}
  .inner-hero-card{padding:28px}
  .inner-hero-card h1{font-size:2.2rem}
}
@media (max-width:560px){
  .requirements-section,.faq-section,.support-section{padding-top:14px}
  .section-intro h2{font-size:1.65rem}
  .requirement-card,.faq-copy-final,.support-panel-final{padding:22px}
  .inner-hero-card{padding:24px}
  .inner-hero-card h1{font-size:1.9rem}
}